Resource Policy Policy Analysis

The Affordability Framework

A policy framework that explains why everyday necessities have become unaffordable by diagnosing systemic failures in markets and incomes.

Organization: Economic Security Project

Authors: Becky Chao, Mike Konczal

Published Year: 2025

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This report introduces a two-part framework, identifying 1) broken markets and 2) broken incomes as dual drivers of the affordability crisis.

This framework assesses the forces driving up costs for Americans and is intended to equip policymakers with a diagnostic tool to better understand these dynamics and inform future policy decisions.