The document highlights that the U.S. unemployment insurance system is failing to provide equitable access, with less than one-third of unemployed workers regularly claiming benefits and notable disparities across racial, ethnic, and other groups.
It identifies barriers such as complex eligibility rules, inadequate state infrastructure, punitive program design, employer interference, and insufficient federal support, and calls for new federal standards, increased funding, and stronger enforcement to ensure fairer access to unemployment insurance.
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